Building Survey – How long will it take?

Building surveyHow long will the building survey take? Is a common question that we are asked during most enquiries. 

In short, the time taken on a building survey depends on the property. The size of the property, the age of the property, its construction, the defects we may find and the extent of furnishings and carpets which can determine our access, are all factors to take into consideration.

 

 

However, we’ve put together a little guide below to give you an indication:

  • Homebuyers Report – 2 bedroom, recently built flat: 1.5-2 hours
  • Homebuyers Report – 3 bedroom, semi-detached house: 2-3 hours
  • Homebuyers Report/ Building survey – 4 bedroom detached house: 4-5 hours
  • Building Survey – 5 bedroom, detached house with garage: 5-6 hours
  • Building Survey – 5 bedroom, listed building with outhouse & garage: 6+ hours

At RMA Surveyors, we aim to deliver all our reports within 5 working days of surveying the property, if not before.

Take a look at our Property Surveys page to see what would suit your requirements.

If you’re in need of a Building Survey or Homebuyers Report, contact RMA Surveyors on 01635 579208.

We can advise you on whether you require a Homebuyers Report or Building Survey and provide you with a quote for our services.

RMA Surveyors Ltd are based in Newbury, Berkshire. We provide a wide range of building surveying services in Newbury, West Berkshire and the surrounding areas. Get in touch for professional advice. We are an independent company and take pride in the fact that we provide honest, impartial and credible advice to our clients. We are members of, registered with and regulated by the Royal Institution of Chartered Surveyors (RICS) to ensure we maintain high professional standards.

 

 

RMA Surveyors reports RICS latest survey

RMA Surveyors reports RICS Residential SurveyRMA Surveyors, Berkshire, have been reading the latest residential news from the Royal Institution of Chartered Surveyors (RICS).

The RICS UK Residential Market Survey for September 2016 states that ‘confidence is starting to recover following the immediate reaction to the EU Referendum, as the UK residential market experiences a slight upturn in August’.

In brief it highlights that:

  • House price rises regain some momentum
  • Sales hold steady after four successive monthly falls
  • Buyer enquiries and sales instructions continue to slip – but at a greatly reduced pace.

Click to download the full RICS UK Residential Market Survey, Sept 2016.

RMA Surveyors Ltd

As chartered surveyors we continue to be chosen for our professional services with regards to Homebuyer Reports and Building Surveys, Party Wall Matters and Project management work.

If you’re in need of the services of RMA Surveyors, please contact us on 01635 579208 or complete the enquiry form.

Homebuyers Report Uncovers Serious Drain Defect

Homebuyers report discovers partially blocked drain

Drain partially blocked by tree roots

While undertaking a Homebuyers Survey on a four bedroom detached house in Highclere, RMA Surveyors, Newbury, highlighted a list of defects where further investigation would be required.

Notably, we found evidence of a partial blockage to the drain, believed to be caused by tree roots. We reported this back to our client in the Homebuyer Report.

We recommended the client commission a CCTV survey of the drain runs, as this would provide a clear diagnosis of any problem.

The client had the drains checked by a drainage specialist, who discovered there were bush and tree roots present in all of the drain runs.

As a consequence, insurers would only provide buildings insurance if subsidence was specifically excluded from the policy. This was a big risk for our client as we also noted some evidence of subsidence to a subsidiary structure at the premises within the same survey. The insurers stipulated that all drain repairs must be undertaken and a further structural survey be carried out prior to any policy being agreed.

As a result, the Mortgage company refused to lend and their mortgage offer was withdrawn. This defect was not picked up by the mortgage valuation survey as these types of survey are very limited in scope.

Why Get a Homebuyers Report?

By commissioning a Homebuyers Report, the client saved valuable time and considerable future expense and inconvenience.

It is important to remember that a mortgage valuation is not a survey. It is undertaken on behalf of the lender, not the purchaser and only serves to determine whether or not the property provides enough security for the bank to lend upon.

This case proves that a Homebuyers Survey and Report does save our client’s money. A property purchase is one of the biggest investments you will make, and commissioning a Homebuyers Report or Building Survey will provide peace of mind that the investment is a solid one.

If you’re thinking of purchasing a property and require a Homebuyers Report or Building Survey, please get in touch with RMA Surveyors Ltd for a quote. Call us on 01635 579208 or complete the enquiry form.

Building Survey vs Homebuyer Report

House SearchBased in Berkshire, RMA Surveyors Ltd have recently surveyed properties in Newbury, Reading, Wokingham and Windsor.

When making an initial enquiry for a survey on a property, we are often asked what the difference is between a Homebuyer Report and a Building Survey. Our simple response is that while both involve a survey of the property, a Homebuyer Report details all the essential elements of a building but goes into less detail than a Building Survey.

If you would like to read more about the details of each report, take a look at our Property Surveys page.

As chartered surveyors, RMA Surveyors Ltd always provides professional advice and will recommend which type of survey best suits the proposed property. By analysing the age, type (e.g. semi-detached or bungalow) and whether there are any extensions to the property, we can determine which survey would best outline the condition of the building.

If you are unsure which type of survey would be most suitable for the type of property that you are intending to purchase, please contact us and we shall be happy to discuss this with you.

For a Homebuyer Report or Building Survey quote, please call RMA Surveyors Ltd on 01635 579208 or complete the enquiry form.

Stamp Duty Reforms

RMA_Logo RGBRMA Surveyors Ltd, Newbury, has been reading the latest on Stamp Duty.

As of today (4th December 2014), the Government has introduced Stamp Duty reforms on residential properties. Stating that ‘Stamp duty will be cut for 98% of people who pay it. If you’re buying a home for less than £937,500, you will pay less stamp duty, or the same’.

The change applies to you if you are buying a home in the UK for over £125,000.

Under the new rules, homebuyers will only pay the rate of tax on the part of the property price within each tax band. The following is given as an example:

Under the old rules, you would have paid tax at a single rate on the entire property price. Now you will only pay the rate of tax on the part of the property price within each tax band – like income tax. Under the old rules if you bought a house for £185,000, you would have had to pay 1% tax on the full amount – a total of £1,850. Under the new rules, for the same property you’ll pay nothing on the first £125,000 and 2% on the remaining £60,000. This works out as £1,200, a saving of £650.’

For further information, click to read the Government information sheet.

If you’re making a property purchase and require a Homebuyers Report or Building Survey, get in touch with RMA Surveyors Ltd for a quote.

Homebuyer Report identifies Movement

ground movement on buildingWe undertook a Homebuyer Report on a starter home in Thatcham. The property was constructed in the 1990s. During the survey we noted that there was a pattern of mortar repair to the outside walls that suggested some kind of ground movement or subsidence had occurred in the past. We identified this in the RICS Homebuyer Report, and reported it back to our client.

Our client asked their legal advisor to investigate this matter further. It was determined that the property had been repaired previously due to heave, caused by the removal of a tree in the front garden. The repairs were made in the last 10 years.

Our client reported that they were having difficulty trying to obtain building insurance as a result of the findings. It can also be a difficulty in securing a mortgage where ground movement is identified at a property.

We were pleased to be involved and if it were not for our expertise and involvement at this stage prior to purchase, our client could have taken on a potential liability.

Although not as detailed as a Building Survey, a Homebuyer Report will identify any significant defects, such as historical subsidence or ground related movement to buildings, and will put the purchaser in a far better position so that they understand the extent of their liability prior to proceeding with the purchase.

We would thoroughly recommend that no matter what the age of the property that you consider instructing a Chartered Building Surveyor to conduct a Building Survey or Homebuyers Report prior to exchange of contracts.

For further information or advice, please contact us on 01635 579208 or complete the enquiry form.

Homebuyers Survey finds damp

HBR dampWhilst undertaking a homebuyers survey in Newbury, our surveyor discovered damp to the base of internal and external walls and damp also to the ground floor throughout the property.

The exact cause of damp could not be determined, although our suspicions were that the damp was caused by a damaged or failed damp proof membrane to the floor. Other possibilities included buried service pipes within the floor screed, which could be leaking.

It is very common for service pipes buried in screed prior to the 1970’s to not be properly protected. Copper pipes can react with the cement within floor screeds causing corrosion; this process is accelerated where moisture is present. In some cases, where we have found similar problems and pipes have been exposed, the copper pipes are extremely thin due to this corrosive process and prone to leaking.

If you have any concerns regarding damp or are experience any similar problems please contact us on 01635 579208 or use the form below.

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RICS ‘Buying a home: let the seller beware’

ricslogo_100x350RMA Surveyors Ltd, Newbury have been following a RICS discussion which talks about how a house sale can often be hampered, with information coming to light after a house sale has been agreed.

It states that ‘in most cases, it relates to things that might affect the value and/or the enjoyment of the property – especially if an unknown, possibly prohibitive cost is involved.’

It’s an interesting read and discussion.

We believe it’s vitally important to get a house inspected by a Chartered Building Surveyor, enlisting their services to conduct a Homebuyers Report or a Building Survey, prior to purchase. As a purchase, a house is one of the biggest investments you may make in a life time, so it’s important to be in receipt of the facts.

RICS states that ‘A purchaser is advised to obtain their own home survey (NOT a lender valuation) as a first step, then to heed any recommendations for further specialist reports or quotations for repairs – to build up as big a picture of the property as possible.’

If you’d like further information on a RICS Homebuyers Report or Building Survey, or to receive a quote, please contact us or complete the form below.

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Can you tell when a building is made of Timber Frame?

HouseWe recently undertook a Homebuyers Report in Thatcham, where from the outside the building looked to be traditional brick and block construction. On going inside and inspecting the roof space, we soon realised that we were reporting about a timber frame building.

Modern timber frame buildings perform differently from traditional cavity contstruction properties and we were able to advise our client accordingly and explain the type of defects that can be anticipated with this type of construction.

Remember it is always worth asking a professional to cast their eye over a property prior to purchase, in order to find out exactly what type of construction it is and how it is built.

If you need a building survey or Homebuyers Report, please contact us.

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RMA Surveyors have moved

RMA Surveyors Ltd head office has moved to Compton, Berkshire.

Our new address is:
RMA Surveyors Ltd
Foinavon,
Churn Road,
Compton,
Berkshire
RG20 6PP

Have a look at this video to see some history behind the name.