Flood Insurance Reinstatement

Flood waters in residential BerkshireWe are currently overseeing an insurance reinstatement of a flood damaged property in Kingsclere, Berkshire.

We first became involved when our client was having difficulty in getting the loss adjustor from their insurance company to assess the property. We were asked to supply a defect diagnosis report to assess the cause of the water damage to their building.

We undertook the survey and produced the report which we supplied to the loss adjustor, who had not understood the gravity of the technical failure. As a result, we were able to explain that the insurance claim was likely to be larger than the loss adjustor had orginally anticipated and that a larger scale reinstatement would be necessary.

We were duely appointed by our clients to undertake and oversee the project management of the reinstatement, which is currently on site.

If you have damage to your property due to flood, fire or other insurance related loss, please contact us as we may be able to provide our professional assistance.

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Lack of Ventilation leads to Mildew

Lack of ventilationRecently we undertook an RICS Homebuyer’s Survey in Reading and found mildew staining to the underside of felt and roof timbers. It indicated that the roof ventilation was not adequate, causing moist air to condense on the cold surface on the underside of the roof covering.
This defect is more and more common as building owners are taking advantage of government incentives to improve energy performance in properties, adding additional insulation in their roof spaces. However, if insulation installers are not careful they can block up gaps between rafters at the eaves and prevent the cross flow of ventilation through the roof void.
Ventilation in the roof space is important as it is required to ensure roof timbers are protected from such moisture and the resulting consequences.
A defect like this is not costly to remedy but needs immediate attention to prevent damage to the timber roof structure. Potentially we saved our clients thousands of pounds in future repairs were this defect left unnoticed.
If you’re in need of some advice on a property defect, a Homebuyer survey or building survey, contact us on 01635 579 208.