Why pay for a construction professional?

Judges gavel and the scales of justiceWe have picked up several projects in the last 6 months where the clients have had builders start or about to begin works with no formal contract, specification, scope of works or even a sketch on the back of a beer mat. As building professionals we see these as shocking omissions. We implore anyone thinking of embarking upon a building project, whether it is a refurbishment, extension, alteration, repair or cyclical maintenance, to only do so if they have taken appropriate professional advice.

Invariably construction is expensive. People want to limit costs as much as possible. Often the services of construction professionals are first to be omitted, in a bid to shave some of this cost. True, in the first instance money has been saved. The fees of surveyors, architects and structural engineers have been avoided. But the saving often doesn’t remain as the project spirals out of control without formal professional management. Worst case scenario the building owner ends up paying for professional fees to put it right or act as an expert witness in court.

Often a good contract administrator or project manager’s value cannot be immediately seen. But a project that has benefitted from the process of feasibility, design, specification, tendering, contractor appointment, management and communication by a qualified professional adds value to a project. Using a professional to steer you through the process will save you money.

A good proportion of RMA Surveyors Ltd instructions are generated by clients who wished they had sought professional advice in the first instance. We have seen sewer pipes terminate below ground floors, all manner of poor masonry detailing and poor mortar specifications, non-compliant roof conversions, unsupported chimney breasts, undersized lintels, dangerous electrics and all manner of other defects. Often work has not been passed by building control and there is no formal contract in place to protect the client.

Many problems encountered are not even considered at the time of installation, but would have been picked up by an experienced professional. Even if a problem is not noted during or immediately after construction the chances are the problem will manifest itself in years to come. Most likely when the property is sold and a purchaser’s surveyor highlights defects or shortcomings. Inevitably the value of the property is reduced at the point of sale.

Coupled with the above, a project that has not been properly specified will undoubtedly result in spiralling costs during construction. We often hear of clients whose builder invoices an inflated final account where no agreement has been made for the extra costs. But with no formal contract or defined contract sum the client is often bamboozled by the contractors’ technical explanations when trying to negotiate. The result is that both parties become entrenched.

A construction professional may not always seem appropriate and can be a cost to be avoided. But RMA Surveyors Ltd experience is although the value we bring cannot always be calculated; the cost of putting it right when it goes wrong cannot either.

If you have a project you would like to talk about please contact us.

New JCT Contracts now available

JCT Minor works building contract front pageThe Joint Contracts Tribunal published a new 2011 suite of contracts and sub-contracts which are designed to comply with the provisions of Part 8 of the new Construction Act which came into force as of 1st October 2011.

The JCT Contracts 2011 edition reflects new legislation in regard to payment and makes other changes which include:
•    A revised definition of insolvency
•    Integration of the revisions appended to the 2005 form of contract
•    The provision for appointment of the principal contractor under CDM Regulations is extended to cover that function under the Site Waste Management Plans Regulations 2008
•    Reference to the Bribery Act 2010
•    Entries in relation to PI insurance and asbestos and fungal mould are omitted
•    Revised retention provisions in the sub-contracts

RMA Surveyors Ltd will be using the new form of JCT contracts where appropriate.

Expert Insurance Claims Support for Property Owners

Cracked wall caused by impact damage. RMA Surveyors often deal with reinstatement of such damage.

At RMA Surveyors, we understand how overwhelming property insurance claims can be. Whether you’re dealing with fire, flood, or storm damage, we are here to guide you through every stage of the process. From initial damage assessments to reinstatement, we ensure that your claim is handled efficiently, and you receive the settlement you deserve.

What We Offer in Insurance Claims Support

We specialize in managing the complexities of insurance claims, helping property owners secure fair settlements and overseeing all necessary repairs. Our team handles everything from evaluating the damage and liaising with insurers to ensuring your property is restored to its original condition.

If you’re unsure about your next steps or need guidance, we’re here to help. Contact us today.

For general advice on insurance claims, visit the Association of British Insurers (ABI).

Why Choose Us?

Our expertise lies in making the claims process as smooth and stress-free as possible. With years of experience in property surveying and insurance claims reinstatement, we provide:

  • Accurate assessments of property damage to support your claim.
  • Clear, detailed reports that meet insurer requirements.
  • Expert professional expertise to specify, tender and administrate the building contract.
  • Oversight of repairs to ensure quality and compliance.

Find out more about our insurance reinstatement services.

Common Scenarios We Handle

We’ve successfully helped property owners recover from:

  • Fire Damage: Restoring properties affected by fire and smoke damage.
  • Flood Damage: Addressing water ingress and structural issues caused by flooding.
  • Storm Damage: Repairing roofs, windows, and other external elements damaged by severe weather.
  • Accidental Damage: Managing unexpected repairs caused by incidents such as vehicle collisions with buildings.
  • Criminal Damage: Refurbishments after properties have been abused by criminal enterprises.
  • Impact Damage: Repairs to properties after impact from vehicles.

No matter the scenario, our focus is on ensuring your property is restored quickly and efficiently.

For advice on insurance disputes, visit the Financial Ombudsman Service.

The Benefits of Working with RMA Surveyors

Choosing RMA Surveyors means gaining a trusted partner for your insurance claim. We ensure:

  • Precise Reporting: Our reports are detailed and reliable, forming a strong foundation for your claim.
  • Efficient Claim Management: We liaise directly with insurers to avoid delays.
  • Quality Assurance: Repairs are overseen to ensure they meet the highest standards.

Let us handle the complexities so you can focus on getting back to normal. Get in touch to discuss your insurance claim today.